PayPay Card | Y!mobile- Low-Y!mobile SIM and smartphone

Paying your communication fees saves you double the benefits!

Discounts on communication fees!

for example

*1 [Conditions for applying PayPay Card Discount]
This discount applies when PayPay Card Gold or PayPay Card (including family cards) is selected as the payment method for your usage charges as of the billing date. If the discounted charges are prorated, the discount amount for this service will also be prorated. If you subscribe to the "Phone Number/Email Address Storage Service," etc., the discount will end in the previous billing month (SoftBank only).

Plus, you earn PayPay points every month!

For example, with just one of your dad's cards

Breakdown of point rewards:
Simple3 L: ¥4,980/month (excluding tax) -PayPay Card Discount ¥300/month (excluding tax) = ¥4,680/month (excluding tax)
Because it applies to every 1,000 yen (excluding tax) spent on communication charges, etc.
4,000 yen/month (excluding tax) x 1.0% = 40 points/month, 40 points/month x 4 people x 12 months = 1,920 points per year

Points are awarded multiplied by the respective award rate for every 1,000 yen (excluding tax) spent on smartphone/optical/air services. PayPay card account linking required. Automatic exchange settings are required to receive PayPay points.

・PayPay points cannot be withdrawn or transferred. They can also be used at the official PayPay/PayPay Card store.
・Payments made with family cards may have different reward rates or may not be eligible. Click here for details
・For details on combined billing with smartphone billing, click here
*2 This will be given to all lines that use PayPay cards for payment.
*3 Applies to smartphone services (including iPads/tablets). Some charges are not eligible for points, such as device fees, option fees, administrative fees, consumption tax, and SoftBank One-Stop Payment charges.
*4 For customers using only SoftBank Hikari/Air, the rate is 1%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.
*5 Starting with April 2024 billing, option fees, consumption tax, etc. will not be eligible for point rewards. For details, click here (645KB) (added March 1, 2024).
*6 Applies to home electricity and natural electricity.
*7 For customers who only use SoftBank Electric, the rate is 1%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.

Paying your communication fees saves you double the benefits!

Discounts on communication fees!

for example

*1 [Conditions for applying PayPay Card Discount]
This discount applies when PayPay Card Gold or PayPay Card (including family cards) is selected as the payment method for your usage charges as of the billing date. If the discounted charges are prorated, the discount amount for this service will also be prorated. If you subscribe to the "Phone Number/Email Address Storage Service," etc., the discount will end in the previous billing month (SoftBank only).

Plus, you earn PayPay points every month!

For example, with just one of your dad's cards

Points redemption breakdown:
Simple2 L 4,650 yen/month (excluding tax) -PayPay Card Discount 170 yen/month (excluding tax) = 4,480 yen/month (excluding tax)
Applies to every 1,000 yen (excluding tax) of communication charges, etc.
4,000 yen/month (excluding tax) x 1.0% = 40 points/month, 40 points/month x 4 people x 12 months = 1,920 points per year

・PayPay points cannot be withdrawn or transferred. They can also be used at the official PayPay/PayPay Card store.
・Payments made with family cards may have different reward rates or may not be eligible. Click here for details
・For details on combined billing with smartphone billing, click here
*2 This will be given to all lines that use PayPay cards for payment.
*3 Applies to smartphone services (including iPads/tablets). Some charges are not eligible for points, such as device fees, option fees, administrative fees, consumption tax, and SoftBank One-Stop Payment charges.
*4 For customers using only SoftBank Hikari/Air, the rate is 1%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.
*5 Starting with April 2024 billing, option fees, consumption tax, etc. will not be eligible for point rewards. For details, click here (645KB) (added March 1, 2024).
*6 Applies to home electricity and natural electricity.
*7 For customers who only use SoftBank Electric, the rate is 1%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.

Earn points with your PayPay card on your everyday purchases!

・PayPay (balance) charges, SoftBank (including Y!mobile and LINEMO) communication fees, etc. may not be eligible for bonuses.
Learn more
・If you use a family card, register the family card in the PayPay app and the points will be given to the family member. For more information, click here
*8 PayPay points will be awarded. PayPay points will be awarded for every 200 yen (tax included) of usage fee (fractions rounded down).
*9 If the "PayPay Credit" usage setup is not completed, PayPay Step is not applicable. To receive the maximum reward rate, you must meet the conditions for PayPay Step (30 or more payments of 200 yen or more and a total payment amount of 100,000 yen or more). The reward rate varies depending on usage in the previous month. Some payments are not eligible.
For details on the grant breakdown, please click here

PayPay Card offers great deals even when you upgrade your phone!

Carry out procedures that incur contract administration fees (eligible procedures: new contract/ Changing devices /SIM reissue/transfer (name change)/phone number change/switch between brands). PayPay points cannot be withdrawn or transferred.

[Campaign period]
August 20, 2025 - End date undetermined

・The benefit will be granted within the second billing month following the billing month in which the applicable procedure was performed.
- The end date will be announced on the Y!mobile website etc.
・You must link your account to the PayPay app before the rewards can be redeemed.

And there's more! Register for the PayPay card app to get tons of great deals!

Y!mobile smartphoneCommunication charges, etc.

every
month

(excluding tax)
circle

Maximum 1% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

・Earn points for every 1,000 yen (excluding tax) of usage fee
・Basic charges, data reception charges, and calling charges are included

SoftBank Hikari/AirUsage fee

every
month

(excluding tax)
circle

Maximum 1% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

・Earn points for every 1,000 yen (excluding tax) of usage fee
・Combined billing with smartphone required

SoftBank ElectricUsage fee

every
month

(excluding tax)
circle

Maximum 1% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

・Earn points for every 200 yen (tax included) spent
・Combined billing with smartphone required
・Some plans are not eligible.

Utility bills such as water/gas

every
month

(excluding tax)
circle

Up to 0.5% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

・PayPay Card usage benefits are awarded for every 200 yen (tax included) spent

Usual shopping(Food, daily necessities, etc.)

every
month

(excluding tax)
circle

Maximum 1% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

・PayPay Step points are awarded for every 200 yen (tax included) spent (if your PayPay card is registered in the PayPay app). To receive up to 1.5% points, you must meet the conditions for PayPay Step points in the previous month (30 or more payments of 200 yen or more and a total payment amount of 100,000 yen or more).

If every month (excluding tax)
circle If you combine your payments with PayPay Card,

If you combine your payments with PayPay Card,

円相当

Save up!

What's more! Pay your communication fees with PayPay and get a 3,960 yen discount annually! Applicable plans: Simple3 S /M/L

What's more, if you pay your communication fees with PayPay, you'll also get a 2,244 yen discount per year! Applicable plans: Simple2 S /M/L

Your PayPay card will be delivered approximately one week after you apply!

Information on setting up your bonus rewards Don't forget to set up your bonus rewards!

Family cards can be applied for at the same time!

Paying for communication services is a great deal!

[Applicable conditions]: ●When PayPay Card Gold is applied as the payment method for usage fees as of the billing closing date.; ●Family cards are also eligible.; ●If you pay with PayPay card, you will receive a 330 yen discount.; ●This does not apply if you are using a billing agency service.; ●If the basic usage fee for the discounted Price Plan is calculated on a pro-rata basis, the discount amount for this discount service will also be calculated on a pro-rata basis.; ●If you cancel your subscription, the discount will also apply to the billing month in which the cancellation date falls.

*1 [Conditions for applying PayPay Card Discount]
This discount applies when PayPay Card Gold or PayPay Card (including family cards) is selected as the payment method for your usage charges as of the billing date. If the discounted charges are prorated, the discount amount for this service will also be prorated. If you subscribe to the "Phone Number/Email Address Storage Service," etc., the discount will end in the previous billing month (SoftBank only).

Paying for communication services is a great deal!

Benefits may not be awarded for PayPay (balance) charges, SoftBank (including Y!mobile and LINEMO) communication charges, etc. For more information, click here

・PayPay points cannot be withdrawn or transferred. They can also be used at the official PayPay/PayPay Card store.
・Payments made with family cards may have different reward rates or may not be eligible. Click here for details
・For details on combined billing with smartphone billing, click here
*1 [Conditions for applying PayPay Card Discount]
This discount applies when PayPay Card Gold or PayPay Card (including family cards) is selected as the payment method for your usage charges as of the billing date. If the discounted charges are prorated, the discount amount for this service will also be prorated. If you subscribe to the "Phone Number/Email Address Storage Service," etc., the discount will end in the previous billing month (SoftBank only).
*2 Points are awarded for smartphone usage fees for PayPay Card Gold holders. If you pay for family members' fees in one lump sum, points are not awarded for the family members' fees.
*3 Applies to smartphone services (including iPads/tablets). Some charges are not eligible for points, such as device fees, option fees, administrative fees, consumption tax, and SoftBank One-Stop Payment charges.
*4 For customers using only SoftBank Hikari/Air, the rate is 1.5%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.
*5 Starting with April 2024 billing, option fees, consumption tax, etc. will not be eligible for point rewards. For details, click here (645KB) (added March 1, 2024).
*6 Applies to home electricity and natural electricity.
*7 Customers using only SoftBank Electricity will receive 1.5% in PayPay points. Of the 3%, 1.5% will be awarded as PayPay points. PayPay points are awarded for every 200 yen (tax included) of the usage fee.
Effective June 2, 2026 (Tuesday), depending on your contract status, the method for awarding 1.5% PayPay points when paying with a PayPay Gold Card will change. For details on the points awarded, please check SoftBank / Y!mobile service usage benefits. Click here for details.

Earn points with your PayPay card on your everyday purchases!

• Purchases made using a family card (gold card) will be added to the primary cardholder's total spending. The family card itself is not eligible for this benefit. Purchases made using multiple cards (regular cards) are not included in the calculation.
- The total amount of usage will be calculated including tax, based on sales received by our company by the 5th of the month following the end of the accounting period, provided that the "usage date" falls within the accounting period. Sales recorded on or after the 6th of the month following the end of the accounting period will be included in the accounting period of the following year.
・Those who have previously joined PayPay Card Gold are not eligible for the new member bonus (5,000 points).
New members will receive a membership bonus (5,000 points) two months after joining. Usage bonuses will be awarded the month following the month in which the annual usage amount exceeds 1 million yen.
PayPay points cannot be withdrawn or transferred.
・Some services, such as communication charges from SoftBank (including Y!mobile and LINEMO), are not included in the calculation of your usage amount. Please check the annual usage benefits guide page for details.

Discount on communication fees! (When you subscribe to Paytoku Merihari Unlimited+)

[Campaign period]
August 20, 2025 - End date undetermined

・The benefit will be granted within the second billing month following the billing month in which the applicable procedure was performed.
- The end date will be announced on the Y!mobile website etc.
・You must link your account to the PayPay app before the rewards can be redeemed.

And more! PayPay Card offers many benefits!

*11 Overseas travel insurance covers up to 100 million yen. Domestic travel insurance covers up to 50 million yen.
Some benefits are not applicable to Gold Family Cards. Click here for details.

*For Simple3, the reward rates are 1% for Y Y!mobile smartphone, 1% for SoftBank Hikari/Air, and 1.5% for SoftBank Electricity.

Y!mobile smartphoneCommunication charges, etc.

every
month

(excluding tax)
circle

Up to 10% bonus

Annual
Yen equivalent

Monthly Grant Amount

円相当

・Earn points for every 1,000 yen (excluding tax) of usage fee
・Basic charges, data reception charges, and calling charges are included

SoftBank Hikari/AirUsage fee

every
month

(excluding tax)
circle

Up to 10% bonus

Annual
Yen equivalent

Monthly Grant Amount

円相当

・Earn points for every 1,000 yen (excluding tax) of usage fee
・Combined billing with smartphone required

SoftBank ElectricUsage fee

every
month

(excluding tax)
circle

Up to 3% bonus

Annual
Yen equivalent

Monthly Grant Amount

円相当

・Earn points for every 1,000 yen (excluding tax) of usage fee
・Combined billing with smartphone required
・Some plans are not eligible.

Utility bills such as water/gas

every
month

(excluding tax)
circle

Up to 0.5% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

・PayPay Card usage benefits are awarded for every 200 yen (tax included) spent

Usual shopping(Food, daily necessities, etc.)

every
month

(excluding tax)
circle

Up to 1.5% reward

Annual
Yen equivalent

Monthly Grant Amount

円相当

・PayPay Step points are awarded for every 200 yen (tax included) spent (if your PayPay card is registered in the PayPay app). To receive up to 2% points, you must meet the conditions for PayPay Step points in the previous month (30 or more payments of 200 yen or more and a total payment amount of 100,000 yen or more).

If every month (excluding tax)
circle If you combine your payments with PayPay Card,

If you combine your payments with PayPay Card,

円相当

Save up!

What's more! Pay your communication fees with your PayPay Gold Card and get a 6,600 yen discount annually! Applicable plans: Simple3 S /M/L

What's more, if you pay your communication charges with PayPay Card Gold, you will receive a 2,244 yen discount per year! Applicable plans: Simple2 S /M/L

Family cards can be applied for at the same time!

Notes

[About joining]: ・PayPay Card Gold Members and PayPay Card (including the former Yahoo! JAPAN Card) members cannot apply for a PayPay Card.; ・Those who have previously declined the issuance of PayPay Card Gold or PayPay Card (including "PayPay Credit" and PayPay Card) will not be able to apply again for a certain period of time.; ・PayPay Card Gold and PayPay Card membership is subject to an application screening process, and if the card is not issued as a result of the screening process, you will not be eligible for various benefits.; ・For information on how we handle your personal information, please refer to our privacy statement.
For more information about PayPay Card, click here

[Regarding receipt and use of benefits]: To receive the benefits, you must complete one of the following two tasks:; 1. Register your PayPay card in the PayPay app.; 2. Link your PayPay account with your Yahoo! JAPAN ID (For details, please check PayPay Help "How do I link my Yahoo! JAPAN ID?").
If the process is not completed, any unlinked PayPay points will expire.; contact; <Regarding the expiration date>; - Points granted before May 31, 2026 (Sunday): Points will expire after the 30-day transfer period from the grant date.; - Points granted on or after June 1, 2026 (Monday): Points will expire after the 28-day transfer period from the grant date.; For details, please see the section on unlinked PayPay points.

・For details on Y!mobile point benefits (Terms of Offer), click here (640KB)

・For details on PayPay Card Discount (Terms and Conditions), please click here (456KB)

[About administrative fee benefits (PayPay Card Discount)]: ・This benefit does not apply to some services, such as prepaid mobile phone services and satellite communication services.; ・You must have completed the applicable procedures during the campaign period, or be subscribed to a line for which you have completed the applicable procedures on the application assessment date set forth below.; ・ PayPay Card Discount must be applied on the billing closing date following the billing month in which the applicable procedure was performed (hereinafter referred to as the "Applicability Determination Date").; ・Before the bonus can be awarded, you must link your account to the PayPay app or set up a bonus recipient in My SoftBank.; ・SIM card reissues at online stores or telephone stores are not eligible.; ・If you have not linked your account in the PayPay app or set up your benefits in My SoftBank at the time this benefit is granted, the benefit will be provisionally granted. If you set up your benefits within 60 days of the benefit being granted, you will be able to receive the benefit, but if you do not set up your benefits, you will not be able to receive the benefit. In addition, an email will be sent the day after the benefit is provisionally granted, so please check this email to confirm when the benefit will be granted.; ・The benefit will not be granted if you cancel your line contract after the day following the eligibility assessment date but before the benefit is granted, if you transfer or inherit the line or change the name Family Discount, or if you sign up for the phone number/email address storage service.; ・PayPay points can also be used at the official PayPay/PayPay Card store.; ・For details on administrative fee benefits (PayPay Card Discount), please see here (Terms and Conditions).

Notes

[About joining]: ・The annual fee for the PayPay Card Gold is 11,000 yen (tax included). Billing will be initiated the month following the contract month in the first year, and from the second year onwards, the month following the contract month. If your card usage is suspended due to a recurrence or other reason at the time of billing, the billing month may change.; ・Those who have previously been declined for the issuance of PayPay Card Gold or PayPay Card (including "PayPay Credit" and PayPay Card) will not be able to apply again for a certain period of time.; ・PayPay Card Gold and PayPay Card membership is subject to an application screening process, and if the card is not issued as a result of the screening process, you will not be eligible for various benefits.; ・For information on how we handle your personal information, please refer to our privacy statement.; ・For more information about PayPay Card Gold, click here

[Regarding receipt and use of benefits]: To receive the benefits, you must complete one of the following two tasks:; 1. Register your PayPay card in the PayPay app.; 2. Link your PayPay account with your Yahoo! JAPAN ID (For details, please check PayPay Help "How do I link my Yahoo! JAPAN ID?").
If the process is not completed, any unlinked PayPay points will expire.; contact; <Regarding the expiration date>; - Points granted before May 31, 2026 (Sunday): Points will expire after the 30-day transfer period from the grant date.; - Points granted on or after June 1, 2026 (Monday): Points will expire after the 28-day transfer period from the grant date.; For details, please see the section on unlinked PayPay points.

・For details on Y!mobile point benefits (Terms of Offer), click here (640KB)

・For details on PayPay Card Discount (Terms and Conditions), please click here (476KB)

[About administrative fee benefits (PayPay Card Discount)]: ・This benefit does not apply to some services, such as prepaid mobile phone services and satellite communication services.; ・You must have completed the applicable procedures during the campaign period, or be subscribed to a line for which you have completed the applicable procedures on the application assessment date set forth below.; ・ PayPay Card Discount must be applied on the billing closing date following the billing month in which the applicable procedure was performed (hereinafter referred to as the "Applicability Determination Date").
Before receiving the bonus, you must link your account to the PayPay app or set up a bonus recipient in My SoftBank.; ・SIM card reissues at online stores or telephone stores are not eligible.
If you have not linked your account in the PayPay app or set up your benefits in My SoftBank at the time of the benefit being granted, the benefit will be provisionally granted. If you set up your benefits within 60 days of the benefit being granted, you will be able to receive the benefit, but if you do not set up your benefits, you will not be able to receive the benefit. In addition, an email will be sent the day after the benefit is provisionally granted, so please check this email to confirm when the benefit will be granted.; ・The benefit will not be granted if you cancel your line contract after the day following the eligibility assessment date but before the benefit is granted, if you transfer or inherit the line or change the name Family Discount, or if you sign up for the phone number/email address storage service.; ・PayPay points can also be used at the official PayPay/PayPay Card store.; ・For details on administrative fee benefits (PayPay Card Discount), please see here (Terms and Conditions).