PayPay Card is a great deal for Y! Y!mobile users! PayPay Card is a great deal for Y! Y!mobile users!

  • If you want to save money with no annual fee If you want to save money with no annual fee
  • If you want to earn lots of points If you want to earn lots of points

PayPay Card PayPay Card

Reason #1 why it's a good deal Reason #1 why it's a good deal

通信料を支払うとWでおトク! 通信料を支払うとWでおトク!

通信料割引! 通信料割引!

for example for example

  • *1 [PayPay Card Discount Application Conditions]
    When PayPay Card Gold or PayPay Card (including family cards) is applied as a payment method for usage charges as of the billing closing date. If the charges eligible for the discount are prorated, the discount amount of this discount service will be prorated. If you subscribe to the "Phone Number and Email Address Storage Service" (SoftBank only), or if your contract is transferred, inherited, or canceled, the discount will end in the previous billing month.

さらに毎月!PayPayポイントが貯まる! さらに毎月!PayPayポイントが貯まる!

例えばお父さんのカード1枚で 例えばお父さんのカード1枚で

Points redemption breakdown:
Simple2 L 4,650 yen/month (excluding tax) -PayPay Card Discount 170 yen/month (excluding tax) = 4,480 yen/month (excluding tax)
Applies to every 1,000 yen (excluding tax) of communication charges, etc.
4,000 yen/month (excluding tax) x 1.0% = 40 points/month, 40 points/month x 4 people x 12 months = 1,920 points per year

Points are awarded multiplied by the respective award rate for every 1,000 yen (excluding tax) spent on smartphone/optical/air services. PayPay card account linking required. Automatic exchange settings are required to receive PayPay points.

  • ・PayPay points cannot be withdrawn or transferred. They can also be used at the official PayPay/PayPay Card store.
  • ・Payments made with family cards may have different reward rates or may not be eligible. Click here for details
  • ・For details on combined billing with smartphone billing, click here
  • *2 This will be given to all lines that use PayPay cards for payment.
  • *3 Applies to smartphone services (including iPads/tablets). Some charges are not eligible for points, such as device fees, option fees, administrative fees, consumption tax, and SoftBank One-Stop Payment charges.
  • *4 For customers using only SoftBank Hikari/Air, the rate is 1%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.
  • *5 Starting with April 2024 billing, option fees, consumption tax, etc. will not be eligible for point rewards. For details, click here (645KB) (added March 1, 2024).
  • *6 Applies to home electricity and natural electricity.
  • *7 For customers who only use SoftBank Electric, the rate is 1%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.

Reason #1 why it's a good deal Reason #1 why it's a good deal

通信料を支払うとWでおトク! 通信料を支払うとWでおトク!

通信料割引! 通信料割引!

for example for example

  • *1 [PayPay Card Discount Application Conditions]
    When PayPay Card Gold or PayPay Card (including family cards) is applied as a payment method for usage charges as of the billing closing date. If the charges eligible for the discount are prorated, the discount amount of this discount service will be prorated. If you subscribe to the "Phone Number and Email Address Storage Service" (SoftBank only), or if your contract is transferred, inherited, or canceled, the discount will end in the previous billing month.

さらに毎月!PayPayポイントが貯まる! さらに毎月!PayPayポイントが貯まる!

例えばお父さんのカード1枚で 例えばお父さんのカード1枚で

Points redemption breakdown:
Simple2 L 4,650 yen/month (excluding tax) -PayPay Card Discount 170 yen/month (excluding tax) = 4,480 yen/month (excluding tax)
Applies to every 1,000 yen (excluding tax) of communication charges, etc.
4,000 yen/month (excluding tax) x 1.0% = 40 points/month, 40 points/month x 4 people x 12 months = 1,920 points per year

Points are awarded multiplied by the respective award rate for every 1,000 yen (excluding tax) spent on smartphone/optical/air services. PayPay card account linking required. Automatic exchange settings are required to receive PayPay points.

  • ・PayPay points cannot be withdrawn or transferred. They can also be used at the official PayPay/PayPay Card store.
  • ・Payments made with family cards may have different reward rates or may not be eligible. Click here for details
  • ・For details on combined billing with smartphone billing, click here
  • *2 This will be given to all lines that use PayPay cards for payment.
  • *3 Applies to smartphone services (including iPads/tablets). Some charges are not eligible for points, such as device fees, option fees, administrative fees, consumption tax, and SoftBank One-Stop Payment charges.
  • *4 For customers using only SoftBank Hikari/Air, the rate is 1%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.
  • *5 Starting with April 2024 billing, option fees, consumption tax, etc. will not be eligible for point rewards. For details, click here (645KB) (added March 1, 2024).
  • *6 Applies to home electricity and natural electricity.
  • *7 For customers who only use SoftBank Electric, the rate is 1%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.

PayPayカードはいつもの買い物で貯まる! PayPayカードはいつもの買い物で貯まる!

  • ・PayPay (balance) charges, SoftBank (including Y!mobile and LINEMO) communication fees, etc. may not be eligible for bonuses.
    Learn more
  • ・If you use a family card, register the family card in the PayPay app and the points will be given to the family member. For more information, click here
  • *8 PayPay points will be awarded. PayPay points will be awarded for every 200 yen (tax included) of usage fee (fractions rounded down).
  • *9 If the "PayPay Credit" usage setup is not completed, PayPay Step is not applicable. To receive the maximum reward rate, you must meet the conditions for PayPay Step (30 or more payments of 200 yen or more and a total payment amount of 100,000 yen or more). The reward rate varies depending on usage in the previous month. Some payments are not eligible.
    For details on the grant breakdown, please click here

PayPayカードは機種の買い替えもおトク! PayPayカードは機種の買い替えもおトク!

Carry out procedures that incur contract administration fees (eligible procedures: new contract/ Changing devices /SIM reissue/transfer (name change)/phone number change/switch between brands). PayPay points cannot be withdrawn or transferred.

[Campaign period]
August 20, 2025 - End date undetermined

  • ・The benefit will be granted within the second billing month following the billing month in which the applicable procedure was performed.
  • - The end date will be announced on the Y!mobile website etc.
  • ・You must link your account to the PayPay app before the rewards can be redeemed.

他にも!PayPayカードアプリ登録でおトクがたくさん! 他にも!PayPayカードアプリ登録でおトクがたくさん!

Pay with Y!mobile

Y!mobile smartphoneCommunication charges, etc.

every
month

(excluding tax)
circle

Maximum 1% awarded Maximum 1% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・Earn points for every 1,000 yen (excluding tax) of usage fee
  • ・Basic charges, data reception charges, and calling charges are included

SoftBank Hikari/AirUsage fee

every
month

(excluding tax)
circle

Maximum 1% awarded Maximum 1% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・Earn points for every 1,000 yen (excluding tax) of usage fee
  • ・Combined billing with smartphone required

SoftBank ElectricUsage fee

every
month

(excluding tax)
circle

Maximum 1% awarded Maximum 1% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・Earn points for every 200 yen (tax included) spent
  • ・Combined billing with smartphone required
  • ・Some plans are not eligible.

For everyday payments

Utility bills such as water/gas

every
month

(excluding tax)
circle

Maximum 1% awarded Maximum 1% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・PayPay Card usage benefits are awarded for every 200 yen (tax included) spent

Usual shopping(Food, daily necessities, etc.)

every
month

(excluding tax)
circle

Maximum 1% awarded Maximum 1% awarded

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・PayPay Step points are awarded for every 200 yen (tax included) spent (if your PayPay card is registered in the PayPay app). To receive up to 1.5% points, you must meet the conditions for PayPay Step points in the previous month (30 or more payments of 200 yen or more and a total payment amount of 100,000 yen or more).

If every month (excluding tax)
circle
If you combine your payments with PayPay Card,

If you combine your payments with PayPay Card,

Annual Annual 円相当 Save up!

Save up!

さらに!通信料もPayPayで支払うと年間3,960円割引!対象プラン シンプル3 S/M/L さらに!通信料もPayPayで支払うと年間3,960円割引!対象プラン シンプル3 S/M/L
What's more, if you pay your communication fees with PayPay, you'll also get a 2,244 yen discount per year! Applicable plans: Simple2 S /M/L What's more, if you pay your communication fees with PayPay, you'll also get a 2,244 yen discount per year! Applicable plans: Simple2 S /M/L

PayPay Card Gold PayPay Card Gold

通信料を支払うとおトク! 通信料を支払うとおトク!

[Applicable conditions]
●When PayPay Card Gold is applied as the payment method for usage fees as of the billing closing date.
●Family cards are also eligible.
●If you pay with PayPay card, you will receive a 330 yen discount.
●This does not apply if you are using a billing agency service.
●If the basic usage fee for the discounted Price Plan is calculated on a pro-rata basis, the discount amount for this discount service will also be calculated on a pro-rata basis.
If your contract is transferred or inherited, the discount will end in the previous billing month. If you cancel your contract, the discount will also be applied to the billing month in which the cancellation date falls.
  • *1 [PayPay Card Discount Application Conditions]
    When PayPay Card Gold or PayPay Card (including family cards) is applied as a payment method for usage charges as of the billing closing date. If the charges eligible for the discount are prorated, the discount amount of this discount service will be prorated. If you subscribe to the "Phone Number and Email Address Storage Service" (SoftBank only), or if your contract is transferred, inherited, or canceled, the discount will end in the previous billing month.

通信料を支払うとおトク! 通信料を支払うとおトク!

Benefits may not be awarded for PayPay (balance) charges, SoftBank (including Y!mobile and LINEMO) communication charges, etc. For more information, click here

  • ・PayPay points cannot be withdrawn or transferred. They can also be used at the official PayPay/PayPay Card store.
  • ・Payments made with family cards may have different reward rates or may not be eligible. Click here for details
  • ・For details on combined billing with smartphone billing, click here
  • *1 [PayPay Card Discount Application Conditions]
    When PayPay Card Gold or PayPay Card (including family cards) is applied as a payment method for usage charges as of the billing closing date. If the charges eligible for the discount are prorated, the discount amount of this discount service will be prorated. If you subscribe to the "Phone Number and Email Address Storage Service" (SoftBank only), or if your contract is transferred, inherited, or canceled, the discount will end in the previous billing month.
  • *2 Points are awarded for smartphone usage fees for PayPay Card Gold holders. If you pay for family members' fees in one lump sum, points are not awarded for the family members' fees.
  • *3 Applies to smartphone services (including iPads/tablets). Some charges are not eligible for points, such as device fees, option fees, administrative fees, consumption tax, and SoftBank One-Stop Payment charges.
  • *4 For customers using only SoftBank Hikari/Air, the rate is 1.5%, and will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.
  • *5 Starting with April 2024 billing, option fees, consumption tax, etc. will not be eligible for point rewards. For details, click here (645KB) (added March 1, 2024).
  • *6 Applies to home electricity and natural electricity.
  • *7 For customers who only use SoftBank Electric, the rate is 1.5%, and will be awarded as PayPay points. 1.5% of the 3% will be awarded as PayPay points. PayPay points will be awarded for every 200 yen (tax included) of usage charges.

PayPayカードはいつもの買い物でポイントが貯まる! PayPayカードはいつもの買い物でポイントが貯まる!

  • ・Payment may not be eligible for rewards, such as "PayPay (balance) charge" and "SoftBank (including Y!mobile, LINEMO) communication charges, etc. For more information, click here
  • ・If you use a family card, register the family card in the PayPay app and the points will be given to the family member. For more information, click here
  • *8 PayPay points will be awarded. PayPay points will be awarded for every 200 yen (tax included) of usage fee (fractions rounded down).
  • *9 1% will be awarded when using Yahoo! Shopping (excluding hometown tax donations) and LOHACO.
  • *10 If the "PayPay Credit" usage setup is not completed, you will not be eligible for PayPay Step. To receive the maximum reward rate, you must meet the conditions for PayPay Step (30 or more payments of 200 yen or more and a total payment amount of 100,000 yen or more). The reward rate will vary depending on your usage in the previous month. Some payments may not be eligible. For details on the reward breakdown, please click here.

通信料割引!ペイトク・メリハリ無制限+ご加入の場合 通信料割引!ペイトク・メリハリ無制限+ご加入の場合

Carry out procedures that incur contract administration fees (eligible procedures: new contract/ Changing devices /SIM reissue/transfer (name change)/phone number change/switch between brands). PayPay points cannot be withdrawn or transferred.

[Campaign period]
August 20, 2025 - End date undetermined

  • ・The benefit will be granted within the second billing month following the billing month in which the applicable procedure was performed.
  • - The end date will be announced on the Y!mobile website etc.
  • ・You must link your account to the PayPay app before the rewards can be redeemed.
  • *11 Overseas travel insurance covers up to 100 million yen. Domestic travel insurance covers up to 50 million yen.
    Some benefits are not applicable to Gold Family Cards. Click here for details.

*For Simple3, the reward rates are 1% for Y Y!mobile smartphone, 1% for SoftBank Hikari/Air, and 1.5% for SoftBank Electricity.

Pay with Y!mobile

Y!mobile smartphoneCommunication charges, etc.

every
month

(excluding tax)
circle

Up to 10% bonus Up to 10% bonus

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・Earn points for every 1,000 yen (excluding tax) of usage fee
  • ・Basic charges, data reception charges, and calling charges are included

SoftBank Hikari/AirUsage fee

every
month

(excluding tax)
circle

Up to 10% bonus Up to 10% bonus

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・Earn points for every 1,000 yen (excluding tax) of usage fee
  • ・Combined billing with smartphone required

SoftBank ElectricUsage fee

every
month

(excluding tax)
circle

Up to 3% bonus Up to 3% bonus

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・Earn points for every 1,000 yen (excluding tax) of usage fee
  • ・Combined billing with smartphone required
  • ・Some plans are not eligible.

For everyday payments

Utility bills such as water/gas

every
month

(excluding tax)
circle

Up to 2% bonus Up to 2% bonus

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・PayPay Card usage benefits are awarded for every 200 yen (tax included) spent

Usual shopping(Food, daily necessities, etc.)

every
month

(excluding tax)
circle

Up to 2% bonus Up to 2% bonus

Annual
Yen equivalent

Monthly Grant Amount

円相当

  • ・PayPay Step points are awarded for every 200 yen (tax included) spent (if your PayPay card is registered in the PayPay app). To receive up to 2% points, you must meet the conditions for PayPay Step points in the previous month (30 or more payments of 200 yen or more and a total payment amount of 100,000 yen or more).

If every month (excluding tax)
circle
If you combine your payments with PayPay Card,

If you combine your payments with PayPay Card,

Annual Annual 円相当

Save up!

さらに!通信料もPayPayカード ゴールドで支払うと年間6,600円割引!対象プラン シンプル3 S/M/L さらに!通信料もPayPayカード ゴールドで支払うと年間6,600円割引!対象プラン シンプル3 S/M/L
What's more, if you pay your communication charges with PayPay Card Gold, you will receive a 2,244 yen discount per year! Applicable plans: Simple2 S /M/L What's more, if you pay your communication charges with PayPay Card Gold, you will receive a 2,244 yen discount per year! Applicable plans: Simple2 S /M/L

Notes

[About joining]
・PayPay Card Gold Members and PayPay Card (including the former Yahoo! JAPAN Card) members cannot apply for a PayPay Card.
・Those who have previously declined the issuance of PayPay Card Gold or PayPay Card (including "PayPay Credit" and PayPay Card) will not be able to apply again for a certain period of time.
・PayPay Card Gold and PayPay Card membership is subject to an application screening process, and if the card is not issued as a result of the screening process, you will not be eligible for various benefits.
・For information on how we handle your personal information, please refer to our privacy statement.
For more information about PayPay Card, click here
[Regarding receipt and use of benefits]
To receive the reward, one of the following two actions must be completed within 30 days of the reward date:
(1) Register your PayPay card to the PayPay app (Click here for details)
(2) Linking PayPay and Yahoo! JAPAN ID (Click here for details)
If not completed, the reward will expire 30 days from the date of grant.
To use the benefits on Yahoo! JAPAN services, you must link your Yahoo! JAPAN ID with PayPay. Click here for details on how to link.
・For details on Y!mobile point benefits (Terms of Offer), click here (640KB)
・For details on PayPay Card Discount (Terms and Conditions), please click here (456KB)
[About administrative fee benefits (PayPay Card Discount)]
・This benefit does not apply to some services, such as prepaid mobile phone services and satellite communication services.
・You must have completed the applicable procedures during the campaign period, or be subscribed to a line for which you have completed the applicable procedures on the application assessment date set forth below.
・ PayPay Card Discount must be applied on the billing closing date following the billing month in which the applicable procedure was performed (hereinafter referred to as the "Applicability Determination Date").
・Before the bonus can be awarded, you must link your account to the PayPay app or set up a bonus recipient in My SoftBank.
・SIM card reissues at online stores or telephone stores are not eligible.
・If you have not linked your account in the PayPay app or set up your benefits in My SoftBank at the time this benefit is granted, the benefit will be provisionally granted. If you set up your benefits within 60 days of the benefit being granted, you will be able to receive the benefit, but if you do not set up your benefits, you will not be able to receive the benefit. In addition, an email will be sent the day after the benefit is provisionally granted, so please check this email to confirm when the benefit will be granted.
・The benefit will not be granted if you cancel your line contract after the day following the eligibility assessment date but before the benefit is granted, if you transfer or inherit the line or change the name Family Discount, or if you sign up for the phone number/email address storage service.
・PayPay points can also be used at the official PayPay/PayPay Card store.
・For details on administrative fee benefits (PayPay Card Discount), please see here (Terms and Conditions).

Notes

[About joining]
・The annual fee for the PayPay Card Gold is 11,000 yen (tax included). Billing will be initiated the month following the contract month in the first year, and from the second year onwards, the month following the contract month. If your card usage is suspended due to a recurrence or other reason at the time of billing, the billing month may change.
・Those who have previously been declined for the issuance of PayPay Card Gold or PayPay Card (including "PayPay Credit" and PayPay Card) will not be able to apply again for a certain period of time.
・PayPay Card Gold and PayPay Card membership is subject to an application screening process, and if the card is not issued as a result of the screening process, you will not be eligible for various benefits.
・For information on how we handle your personal information, please refer to our privacy statement.
・For more information about PayPay Card Gold, click here
[Regarding receipt and use of benefits]
To receive the reward, one of the following two actions must be completed within 30 days of the reward date:
(1) Register your PayPay card to the PayPay app (Click here for details)
(2) Linking PayPay and Yahoo! JAPAN ID (Click here for details)
If not completed, the reward will expire 30 days from the date of grant.
To use the benefits on Yahoo! JAPAN services, you must link your Yahoo! JAPAN ID with PayPay. Click here for details on how to link.
・For details on Y!mobile point benefits (Terms of Offer), click here (640KB)
・For details on PayPay Card Discount (Terms and Conditions), please click here (476KB)
[About administrative fee benefits (PayPay Card Discount)]
・This benefit does not apply to some services, such as prepaid mobile phone services and satellite communication services.
・You must have completed the applicable procedures during the campaign period, or be subscribed to a line for which you have completed the applicable procedures on the application assessment date set forth below.
・ PayPay Card Discount must be applied on the billing closing date following the billing month in which the applicable procedure was performed (hereinafter referred to as the "Applicability Determination Date").
Before receiving the bonus, you must link your account to the PayPay app or set up a bonus recipient in My SoftBank.
・SIM card reissues at online stores or telephone stores are not eligible.
If you have not linked your account in the PayPay app or set up your benefits in My SoftBank at the time of the benefit being granted, the benefit will be provisionally granted. If you set up your benefits within 60 days of the benefit being granted, you will be able to receive the benefit, but if you do not set up your benefits, you will not be able to receive the benefit. In addition, an email will be sent the day after the benefit is provisionally granted, so please check this email to confirm when the benefit will be granted.
・The benefit will not be granted if you cancel your line contract after the day following the eligibility assessment date but before the benefit is granted, if you transfer or inherit the line or change the name Family Discount, or if you sign up for the phone number/email address storage service.
・PayPay points can also be used at the official PayPay/PayPay Card store.
・For details on administrative fee benefits (PayPay Card Discount), please see here (Terms and Conditions).
Return to Home
Application takes 5 minutes! Application takes 5 minutes!

Apply now Apply now

For those who are not Y Y!mobile For those who are not Y Y!mobile

Application takes 5 minutes! Application takes 5 minutes!

Apply now For Y!mobile

Apply now For those who are not Y Y!mobile

PayPay Gold Card PayPay Gold Card
In the case of PayPay card In the case of PayPay card